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Team Cocco Financial Planning
Cash Flow Strategy: Taxable Combination
IFR Module 230 — Taxable Investment Scenario Comparison
Tax Drag:
The hidden cost of taxes on investment returns can dramatically reduce long-term wealth accumulation. This calculator compares a fully taxable account with a tax-managed approach to quantify the impact over time.
Investment Parameters
Investment Amount ($)
Cost Basis ($)
Expected Annual Return (%)
Holding Period (Years)
Short-Term CG Tax Rate (%)
Long-Term CG Tax Rate (%)
Dividend Yield (%)
Dividend Tax Rate (%)
Annual Turnover — Taxable (%)
Calculate Tax Impact
Annual Tax Drag
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Total Tax Savings (Managed)
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Extra Wealth Created
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Fully Taxable Account
Gross Return
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Annual Dividend Tax
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Annual CG Tax (Turnover)
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Net After-Tax Return
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Total Accumulation
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After Final Liquidation Tax
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Tax-Managed Approach
Gross Return
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Annual Dividend Tax
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Annual CG Tax (Low Turnover)
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Net After-Tax Return
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Total Accumulation
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After Final Liquidation Tax
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Growth Comparison: Tax Drag Over Time