Cash Flow Strategy: Retirement Strategy

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Two Phases of Retirement Planning: The accumulation phase (saving and growing your portfolio) and the distribution phase (withdrawing income in retirement). This calculator projects both phases across a 30+ year timeline, showing the critical transition point.

Client Information

Current Age

Retirement Age

End Age (Projection)

Current Annual Income ($)

Annual Salary Growth (%)

Current Savings Rate (%)

Employer Match (%)

Current Portfolio Value ($)

Pre-Retirement Return (%)

Post-Retirement Return (%)

Income Replacement Ratio (%)

Inflation Rate (%)

Client Information

Accumulation & Distribution Chart

Year-by-Year Projection