Purpose: Model total household wealth under current vs. alternate insurance scenarios by incorporating your complete financial picture — assets, liabilities, and protection coverage. See how different insurance decisions impact your entire balance sheet over time.
Household Balance Sheet
Assets
Liabilities
Growth Assumptions
Insurance Scenarios
Current Insurance
Alternate Insurance
Current Scenario Wealth (Yr 20)
$0
Total Net Worth
Alternate Scenario Wealth (Yr 20)
$0
Total Net Worth
Wealth Advantage
$0
At Year 20
Death Benefit Advantage
$0
At Year 20
Household Wealth Projection
Year-by-Year Alternate Details Analysis
Year
Net Worth (excl. ins.)
Current Ins. CV
Current DB
Current Total Wealth
Alt Ins. CV
Alt DB
Alt Total Wealth
Difference
Disclaimer. Third-party product names and methodology names are the property of their respective owners. Reference does not imply endorsement or affiliation. This tool is the work product of Nate Cocco; the analysis is reviewed by Nate before any client recommendation.