Client's Personal Financial Biography — Team Cocco Financial Planning

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Purpose: Understanding a client's financial biography — their life experiences, values, and dreams — creates the foundation for a meaningful financial plan. This guided interview captures the human story behind the numbers.

Section 1 of 8 completed

Client Name

Life Experiences

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Where did you grow up?

City/town, type of neighborhood, family's economic situation

What was your family's relationship with money?

Were they savers? Spenders? Did they talk about money openly?

What defining life events shaped who you are?

Moves, marriages, births, losses, career changes, health events

Family History

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Tell me about your immediate family.

Spouse/partner, children, dependents, family dynamics

What financial responsibilities do you have for family members?

Aging parents, children's education, supporting extended family

Career Path

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Walk me through your career journey.

Key positions, industries, transitions, entrepreneurship

What do you love most about your work? What would you change?

Financial Milestones

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What are the biggest financial decisions you've made?

Home purchases, investments, business starts, education, large purchases

Have you experienced any financial setbacks?

Job loss, market losses, debt, divorce, medical expenses

Accomplishments

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What are you most proud of in your life?

Personal, professional, community, family achievements

What goals have you achieved that once seemed impossible?

Values & Priorities

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What matters most to you in life?

Family, health, security, freedom, faith, education, community

How do your values influence your financial decisions?

Retirement Dreams

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Describe your ideal retirement.

Location, activities, travel, hobbies, work, lifestyle

When do you want to retire, and what concerns you most about it?

Legacy Wishes

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How do you want to be remembered?

Impact on family, community, causes, profession

What do you want to leave for the next generation?

Financial inheritance, values, experiences, education, opportunities