Three depth tiers — basic 4-bucket / standard 10-bucket / detailed 26-line. Same client, same numbers, your choice of granularity.
💰 Monthly Income (after-tax take-home — what hits the bank account)
📒 Basic — 4 Buckets Quick gut-check
📊 Standard — 10 Buckets Most clients land here
Essentials
Obligations
Lifestyle & Future
🔬 Detailed — 26 Lines Full picture · use during fact-find
🏠 Housing
⚡ Utilities
🚗 Transportation
🛒 Food & Daily
🛡️ Insurance & Health
💳 Debt
🎉 Lifestyle
💎 Savings & Investing
🎯 The Snapshot Updates live across all 3 modes
Monthly Income
$0
$0 / year
Total Expenses
$0
0% of income
Cash Flow
$0
0% margin
Savings Rate
0%
target: 15%+
Where Your Money Goes
How to use this in the meeting: Start in Basic so you don't intimidate the client. If they want to dig deeper, click Standard or Detailed — the numbers carry forward intelligently. The benchmark badges (right side) are conversation prompts: any red is the easiest "let's fix this" win. Once you've got real monthly savings, hit the button below to run Quick Trajectory with these actual numbers.