Paste your meeting notes. The engine parses them, fills the client profile, color-codes protection status, computes the income gap, and surfaces categorized planning recommendations across LBS, Power of Zero, Jackson, Pacific Life, and credentialed CFP/ChFC strategies.
500 stochastic projections using normal-distribution returns with single-stock volatility (μ=7%, σ=30%). Success = ZERO shortfall years through plan horizon. P10/P25/P50/P75/P90 = percentile of ending balance across simulations. ChFC/CFP convention: plan-success target is ≥80% probability.
Sensitivity grid for the Current Path scenario — ending balance varying with return rate × plan-to-age. Cells colored: red=depleted, yellow=stressed, green=healthy, blue=strong.
Each recommended action's $ impact over the plan horizon, calculated as the delta vs. the Current Path baseline. Ranked highest to lowest. Use these numbers in the recommendation presentation — they answer "what does this actually do for me in dollars?"
Prepared by Nate Cocco, ChFC · Series 65 · Series 7 · Series 6 · FL Insurance Producer. Recommendations are not commitments — final implementation requires standards-of-care documentation (see Fiduciary Disclosure tool).