Assumptions
Children
Global Settings
%
%
Scenarios
Education Funding Analysis
1 child · 5.5% education inflation · 6% investment return
Total Future Cost
$0
All children combined
Already Covered
$0
Savings + contributions projected
Funding Gap
$0
Remaining to fund
Monthly Savings Needed
$0
To close the gap
Per-Child Breakdown
Child
Years Until
Cost at Enrollment
Total Cost
Status
Opportunity Cost:
The Education Funding Insight:
- Education inflation runs 5-6% annually -- roughly double general inflation. A degree costing $12,000/year today will cost $24,000/year in just 12 years.
- Start early: Even small monthly contributions compound dramatically over 15+ years.
- Every year you wait costs more -- not just because of lost compounding, but because the required monthly savings increases exponentially as the timeline shrinks.
- Don't forget the extras: Room, board, books, and fees can add 40-60% on top of tuition. Adjust "Current Annual Cost" to include total cost of attendance.