Assumptions
Strategy A
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%
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%
Strategy B
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%
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Shared Settings
yr
%
Preset Comparisons
Side by Side Comparison
Strategy A vs Strategy B — 30 years
Strategy A Final
$0
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Strategy B Final
$0
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Advantage
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Crossover Year
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When the leader changes
Cumulative Comparison
Metric
Strategy A
Strategy B
Total Contributed
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Total Growth
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Effective Rate
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Year-by-Year Breakdown
| Year | Strategy A | Strategy B | Difference | Leader |
|---|
The right strategy depends on YOUR numbers.
- Small differences in fees, taxes, and returns compound dramatically over time.
- A 1% fee difference on $500,000 over 30 years costs $430,000+ in lost growth.
- Tax treatment matters enormously — a tax-free dollar is worth more than a tax-deferred dollar at withdrawal.
- Always compare the TOTAL picture, not just the rate. Fees, taxes, outflows, and contribution growth all affect the final outcome.